08 September 2025
In August, the out-of-cons BI rate cut brought down the going-forward yield for money market instruments. In-line with the rate cut and decline in money market bond yields, the majority of bank deposit rates also faced similar drops. We are expecting yield to remain stable at low levels, given market expectations for further rate cuts. Despite the declining yield, money market instruments remain a prudent choice for short-term investments, considering the low level of inflation and monetary rate that has not yet reached its bottom line. Money market also offers a stable investment opportunity amidst market volatility as a reasonable safe haven.
Product Recommendation
| MONEY MARKET FUND | |
|---|---|
| MIPU | MIPU invests in Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Money Market Portfolio. |
| MPUS | MPUS Mutual Fund invests in Sharia-compliant Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Sharia Money Market Portfolio. |
For More Information
Contact Mandiri Investasi – (021) 526 3505
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Mandiri Investasi Website – www.mandiri-investasi.co.id
DISCLAIMER
The opinions expressed in the article are for general informational purposes only and are not intended to provide specific advice or recommendations for individuals or specific mutual fund or investment products. It is intended solely to provide education about the financial industry. Views reflected in the content may change at any time without notice. All performance data and investment returns mentioned in this article cannot be used as a basis for calculation to buy or sell a mutual fund. This data is performance records based on historical data and is not a guarantee of future mutual fund performance. Investment through mutual funds carries risks. Investors are required to read and understand the prospectus before deciding to invest through mutual funds.
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