SRBI yields have risen, which we view as one of Bank Indonesia’s measures to limit further depreciation pressure on the rupiah. Meanwhile, bank deposit rates remain low, although some banks may raise rates toward year-end for financial reporting purposes. Overall money-market yields remain subdued and are expected to stay at low levels heading into the new year, consistent with expectations that monetary policy still has room for further easing in the remainder of the year.

The recent upward adjustment in SRBI yields, combined with the potential increase in deposit rates toward year-end, could provide a tactical opportunity for money-market portfolio management, as reinvestment rates may become more attractive than before. We continue to believe that monetary conditions retain room for additional easing into 2026, making current money-market yields relatively appealing compared with the prospect of lower yields in the years ahead.

 

Product Recommendation

 

MONEY MARKET FUND
MIPU	MIPU invests in Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Money Market Portfolio.
MPUS	MPUS Mutual Fund invests in Sharia-compliant Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Sharia Money Market Portfolio.

 

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For More Information

Contact Mandiri Investasi – (021) 526 3505
Mandiri Investasi Email – [email protected]
Mandiri Investasi Website – www.mandiri-investasi.co.id

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DISCLAIMER

The opinions expressed in the article are for general informational purposes only and are not intended to provide specific advice or recommendations for individuals or specific mutual fund or investment products. It is intended solely to provide education about the financial industry. Views reflected in the content may change at any time without notice. All performance data and investment returns mentioned in this article cannot be used as a basis for calculation to buy or sell a mutual fund. This data is performance records based on historical data and is not a guarantee of future mutual fund performance. Investment through mutual funds carries risks. Investors are required to read and understand the prospectus before deciding to invest through mutual funds.

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